Online and mobile banking
Turn your dream home project into reality with a simple, flexible solution designed to support every step of your renovation or improvement journey.
Buy the home you’ve always wanted with financing of up to €1,500,000. Cover up to 80% of the property’s value and repay comfortably over a period of 10 to 30 years.
Invest in a highly energy-efficient property with financing of up to €1,500,000. Get up to 80% of the home’s value for properties in energy class A or B, with repayment terms from 10 to 30 years.
Transfer your existing mortgage and make your payments more convenient. Enjoy zero investigation and appraisal fees, and no substitute tax or notary costs.
Use the value of your home to make your most important plans come true. You can obtain up to €500,000 in financing, covering up to 60% of your property’s value, with flexible repayment terms from 10 to 20 years. Whether it’s renovating your home, funding education, or launching a new venture, you’ll have the stability of a long-term solution that adapts to your needs.
Refinance your current mortgage and access extra liquidity for your personal or professional goals. You can request up to €500,000, up to 70% of your property’s value, and repay it comfortably over 10 to 20 years. This option gives you greater financial freedom, allowing you to manage multiple needs with a single, convenient solution and without limits on the amount of additional funds you may need.
Decide the duration of your loan, select between a fixed or variable rate, and choose the installment amount that works best for you.
If you’re undecided between a fixed and variable rate, you can combine both and adjust the mix whenever you prefer, giving you complete flexibility throughout your mortgage term.
Spread
The spread is the percentage added to a reference rate (such as the 3-month Euribor or IRS) to calculate the total interest rate applied to your mortgage.
Euribor
This is the rate at which banks lend money to one another. It serves as a benchmark for determining the interest rate on variable-rate mortgages.
Credit Assessment
This stage allows the bank to evaluate whether to grant the mortgage, based on the applicant’s financial reliability, income, and the value of the property used as collateral.
Appraisal
A technical report prepared by a qualified professional who confirms the property’s market value and its suitability for the requested loan amount.
Portability
This option lets you transfer your existing mortgage from one bank to another at no additional cost, obtaining a new loan for the remaining balance—often with more favorable interest rates.
General Information
This is a promotional communication. For complete details, terms, and conditions regarding the products and services mentioned, please refer to the official information documents, product sheets, and disclosures available in the Transparency section of the website or from authorized financial advisors. Some products may be available only to existing account holders.
Credit approval is subject to evaluation. The bank reserves the right to assess all required documentation and verify the applicant’s creditworthiness before granting financing.
Available even on weekends to help you whenever required.
Our experts ready to guide you, request a personal consultation.
More than 3 Locations across Europe. Find the one nearest to you.
