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Loans

Give yourself the impossible. Whether it’s a new car or the trip of a lifetime, turn your dreams into reality with a Neo Loan.

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The loan of your dreams

Every goal is closer than you think. With a Personal Loan, you can make your projects a reality and use credit with complete freedom. If you already have existing loans, you can consolidate them into a single, easier monthly payment.
  • ZERO COSTS

No processing fees, no installment collection charges, and no substitute tax.

  • FAST

Instant approval available up to €20,000 for pre-assessed clients.

  • FULLY ONLINE

With Digital Signature, all paperwork is eliminated.

  • LOAN CONSOLIDATION

Merge your existing loans into one, up to €30,000, and benefit from a lower monthly installment.

The Green Loan

The financing solution that helps you install renewable technologies in your home, improve energy efficiency, and actively contribute to lowering environmental impact.

 

Boost Your Liquidity with Investment Credit Line

Leverage your portfolio of stocks and funds to unlock a reserve of up to €1,000,000 directly in your account. This gives you the flexibility to seize new investment opportunities or finance personal projects while keeping your assets invested.
Extra liquidity
Reach your goals: up to €1,000,000 available for your biggest projects.
Warranty
Your current account funds are guaranteed by financial instruments, without the need to divest.
Flexibility
Modify the composition of your collateral portfolio without giving up your investment strategies.
Convenience
Competitive spread starting at 0.30%**, depending on your portfolio and total assets. No activation or management fees apply. You only pay interest if you use your credit line.
We champion creativity and innovation
Our strength is in rethinking possibilities and introducing new practices that become industry standards.

A Bridge to Investment Credit Line

If you hold a guaranteed credit line with another bank, you can access a new line of credit under more favorable conditions to repay it, while also becoming eligible to apply for an Investment Credit Line.

Investment Credit Line is the ideal complement to advanced advisory services, helping you strengthen your financial planning and maximize the potential of your investments.

*This product is reserved exclusively for clients who are assisted by a Neo Finance Advisor.

It's time to make your dreams come true

Apply for a Neo loan now and get your projects off to a flying start.

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This is a promotional message. For complete terms and conditions regarding the products and services described, please consult the official information sheets, advertising documents, and legal documentation available in the Transparency section of the website, or from financial advisors authorized to provide off-site offers. All products are available exclusively to account holders.

The instant evaluation and immediate disbursement service is reserved for customers who regularly credit their salary to their account and meet specific income and balance requirements established by the Bank. For customers who already hold a credit product, the Bank also reviews overall creditworthiness and, if positive, presents the maximum eligible amount and installment directly within the loan simulator in the Private Area of the website.

The indicated spread is reserved for Private clients or those with Managed Savings greater than €250,000, provided that more than 60% of the collateral is maintained.

Digital Convenience, Personal Support

Handle everything online with ease, and get in-person assistance whenever you need it.

Customer Support

Available even on weekends to help you whenever required.

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Financial Consultants

Our experts ready to guide you, request a personal consultation.

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Branch Network

More than 3 Locations across Europe. Find the one nearest to you.

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