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With Neo Life Insurance, you safeguard yourself and your family while steadily building long-term capital.
Build long-term capital while safeguarding your loved ones and yourself so you’re prepared for life’s unexpected events.
Occupational disability can affect anyone. An occupational disability pension helps cover potential gaps in your future income.
With Neo Life Insurance, choose between a one-time lump sum or a lifelong supplementary pension to secure your retirement.
Life insurance provides the opportunity to receive a lifelong supplementary pension, allowing you to plan for the future with confidence. The risk of outliving your savings is fully managed by the insurance company, so you can focus on enjoying life rather than worrying about running out of capital. With flexible options available, you can tailor the plan to suit your personal needs, whether you prefer to receive a steady lifelong income or combine it with other benefits.
By choosing to receive your savings as a lifelong pension, your accumulated capital is fully protected even in the event of premature death. This ensures that your loved ones are not financially burdened and that your long-term financial goals are safeguarded. Life insurance not only helps you plan for retirement but also provides peace of mind, knowing that both your future and the future of your family are taken care of.
Occupational disability is a risk that is often underestimated, yet it can affect any working individual at any stage of their career. If you are unable to continue your job due to a serious illness or accident, a gap in income may arise, making private insurance particularly important for young professionals and single earners.
With an occupational disability pension, you receive a guaranteed monthly payment in the event of disability, typically until the end of the contract or until the insured reaches retirement age. Supplemental insurance options can also ensure that your primary pension contributions are waived if you become occupationally disabled, helping to maintain your long-term financial plan without disruption.
The monthly pension amount is fixed from the start and is increased annually according to the profit share, providing both security and growth potential. This coverage offers peace of mind, knowing that even in the case of unexpected health events, your financial stability is protected.
A whole life insurance policy provides your loved ones with a lump sum in the event of your death. This sum can be structured as a fixed amount over the years or as a linearly decreasing amount, for example when used as collateral for a loan. Such policies are often used in real estate financing to ensure that, in the event of the insured person’s death, the outstanding loan is repaid, allowing family members to retain ownership of their home.
Beyond loan protection, life insurance also offers additional financial security. It provides the surviving partner or family members with extra capital to help cover living expenses, maintain their lifestyle, and plan for the future, ensuring peace of mind even in difficult times.
The My Account Provision product offers a predetermined sum in the event of your death. This payout can help your survivors cover outstanding debts or manage short-term financial challenges, providing immediate financial relief. By securing this coverage, you can ensure that your loved ones are spared additional financial stress during an already difficult time.
Planning ahead for funeral costs can provide peace of mind for you and your loved ones. Funerals often involve higher expenses than expected, and if the estate cannot cover them, the financial responsibility falls on family members. With My Funeral Expenses Insurance, you ensure that sufficient funds are available for a dignified farewell, relieving your loved ones of financial stress during an already emotional time.
