Login
Open Account

Online and mobile banking

Home Insurance

Protect your home and your hard-earned assets with the right apartment and homeowners insurance from Neo Finance. Safeguard your property, belongings, and peace of mind against unexpected events, so you can enjoy your home worry-free.

My apartment/home insurance from Neo Finance

Unexpected events like fire, storms, water damage, or burglary can happen at any time. Protect your home and its contents with comprehensive homeowners insurance, including liability coverage.

What’s insured

Coverage for the contents of your apartment or your single- or two-family home.

Customizable protection

Basic coverage can be expanded with additional modules for even greater security.

Replacement value advantage

Damages are covered at replacement value, ensuring you are fully protected without worrying about depreciation.

Advantages of home or apartment insurance from Neo Finance

  • No risk of underinsurance if the insured area is calculated correctly

  • Damages covered at replacement value, not at current market value

  • Optional deductible of €130 allows for a significant premium reduction

  • Immediate protection from the day of application

  • Basic disaster coverage up to €10,000 for damage caused by snow avalanches, floods, mudslides, backwater, and earthquakes

  • Customizable coverage with additional modules

  • When building a house: premium-free shell construction protection including builder’s liability insurance

Homeowners insurance

Homeowners insurance provides comprehensive protection for your single- or two-family home. The basic coverage includes:

  • Fire

  • Storm

  • Tap water damage

  • Building and property liability (including building owner liability)

  • Numerous additional services

Coverage extends beyond the house itself to include outbuildings, fences, terraces, trees, hedges, supply and drainage pipes, antenna and solar systems, swimming pools, and more.

Home insurance

With this home insurance, you’re protected against the main risks to your property. The basic coverage includes:

  • Fire

  • Storm

  • Tap water damage

  • Burglary

  • Broken glass

  • Private and sports liability insurance

  • Numerous additional services

This ensures that your household—whether in an apartment or a house—is well protected against the most significant hazards.

You might also be interested in

Household or apartment insurance

Household or apartment insurance protects your belongings and includes personal liability coverage, making it an essential safeguard for every home.

Under- or overinsurance: what to keep in mind

Your insurance is only truly effective if the insured amount is calculated correctly. With Neo Insurance, you can rest assured that your coverage matches your real needs.

Insurance during home construction

Even during the building phase, the right protection matters. Neo Home Insurance includes complimentary construction shell coverage, along with builder’s liability insurance, ensuring peace of mind from day one.