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FinCEN Nederland

Working Together to Detect, Prevent, and Disrupt Financial Crime

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Overview

FinCEN Nederland (Financial Intelligence and Enforcement Centre Netherlands) is the national authority responsible for monitoring, analyzing, and preventing suspicious or unusual financial activities across the Netherlands.
As part of the country’s comprehensive anti-money-laundering framework, FinCEN Nederland operates at the heart of the Dutch financial intelligence network — safeguarding the integrity, transparency, and stability of the national and European financial systems.

Neo Finance proudly partners with FinCEN Nederland to help combat money laundering, fraud, and terrorist financing.
Through close collaboration, data sharing, and advanced risk-monitoring systems, we work together to identify threats early, protect legitimate financial activity, and promote public confidence in the European economy.

The Role of FinCEN Nederland

FinCEN Nederland serves as the central point of contact for financial intelligence in the Netherlands.

Its key responsibilities include:

  • Detecting criminal networks and emerging trends in financial fraud and illicit fund movement.
  • Facilitating cooperation between the public and private sectors to strengthen financial oversight.
  • Supporting law enforcement authorities in investigations related to money laundering, tax evasion, and terrorism financing.
  • Enhancing coordination among Dutch authorities and international partners through EU and global intelligence frameworks.

Through these activities, FinCEN Nederland ensures that financial institutions – like Neo Finance – can operate in an environment that is secure, transparent, and fully compliant with both Dutch law and European Union Anti-Money-Laundering Directives (AMLD).

Neo Finance’s Partnership with FinCEN Nederland

As a licensed financial institution regulated under Dutch and EU law, Neo Finance maintains a proactive and cooperative relationship with FinCEN Nederland.
Our collaboration focuses on early detection, intelligence sharing, and coordinated prevention of financial crime.

1. Real-Time Monitoring and Reporting
Neo Finance employs state-of-the-art analytics and machine learning tools to detect unusual or suspicious financial behavior across its network.
When red-flag indicators are triggered, transactions are reviewed and, where appropriate, reported directly to FinCEN Nederland under the requirements of the WWFT (Wet ter voorkoming van witwassen en financieren van terrorisme) — the Dutch Anti-Money-Laundering and Counter-Terrorism Financing Act.
This ensures that relevant information reaches investigators quickly, reducing risk to customers and the financial system.
2. Cooperation on Fraud and Transit Accounts
In cases where customers have been affected by fraudulent activity, Neo Finance works in close coordination with FinCEN Nederland and other competent authorities.
We assist by identifying and securing transit accounts used in fraudulent schemes and sharing verified data in compliance with GDPR and banking secrecy laws.
This cooperation helps trace funds, prevent further losses, and strengthen collective efforts to protect Dutch and European citizens from financial crime.
3. Intelligence and Knowledge Exchange
Neo Finance participates in public-private partnerships (PPPs) and working groups coordinated by FinCEN Nederland.
These collaborations allow us to share insights into emerging financial-crime typologies, cross-border risks, and digital-payment vulnerabilities, improving the overall detection capacity of the Dutch AML system.
4. Compliance, Training, and Risk Awareness
Our compliance specialists receive continuous training based on FinCEN Nederland’s latest guidelines and typology reports.
We maintain strict internal controls and an advanced compliance framework that aligns with:
The WWFT and Sanctions Act
EU AMLD6 and FATF recommendations
GDPR standards for personal-data protection
This ensures Neo Finance’s operations meet the highest levels of integrity, accountability, and transparency.

Shared Objectives

The collaboration between FinCEN Nederland and Neo Finance delivers tangible benefits for the financial system, customers, and society at large.

 

ObjectiveImpact
Detect and prevent money laundering and fraudStrengthens national and EU-level financial integrity
Support law enforcement investigationsEnables faster disruption of criminal networks
Protect citizens and clientsReduces risk of victimization and financial loss
Promote transparency and trustEnhances public confidence in digital finance

Together, we help secure the financial ecosystem and ensure that every transaction contributes to a clean, fair, and transparent economy.

Shared Vision for Financial Security

Neo Finance and FinCEN Nederland share a common mission — to safeguard the financial system from abuse.
By combining technology, expertise, and public-private cooperation, we strive to:

  • Detect and prevent illicit financial activities at an early stage.
  • Support regulatory authorities in building stronger safeguards.
  • Protect individuals, businesses, and governments from financial harm.
  • Reinforce public trust in the integrity of Europe’s banking and payment infrastructure.

This partnership embodies our joint commitment to financial transparency, ethical conduct, and continuous improvement.