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DG Competition

Ensuring Fair, Transparent, and Competitive Financial Markets Across the European Union

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Overview

The Directorate-General for Competition (DG Competition) of the European Commission is responsible for enforcing the European Union’s antitrust and competition laws.
Its mission is to promote fair competition, transparency, and equal opportunity within the EU’s Single Market, ensuring that businesses compete on merit and innovation — not through unfair or monopolistic practices.

Neo Finance fully supports DG Competition’s goals and operates in accordance with EU competition principles.
Our commitment to transparency, integrity, and market fairness aligns with the EU’s broader vision of a secure, efficient, and trustworthy financial ecosystem.

DG TAXUD’s Mission

DG Competition plays a crucial role in maintaining a level playing field across the European Union’s economic landscape. Its key responsibilities include:

Through these activities, DG Competition protects consumers, encourages economic innovation, and ensures that markets remain open, competitive, and resilient.

  • Collaborating internationally with competition authorities to promote global market fairness and transparency.
  • Investigating anti-competitive conduct such as price-fixing, bid-rigging, and unfair market dominance.
  • Overseeing state aid to ensure that government subsidies do not distort competition within the Single Market.
  • Monitoring mergers and acquisitions to prevent the creation of monopolies that could harm consumers or stifle innovation.
  • Enforcing EU antitrust rules that prohibit cartels, collusion, and market abuse.

Neo Finance’s Cooperation with DG Competition

As a responsible European financial institution, Neo Finance integrates EU competition principles into its operations, governance, and partnerships.
Our collaboration with DG Competition reflects our shared mission to maintain fair, transparent, and compliant business practices across all markets.

1. Commitment to Fair Competition
Neo Finance ensures that all products, partnerships, and pricing models adhere to EU competition law. We strictly prohibit any activity that could lead to market manipulation, collusion, or unfair advantage in financial services. This includes maintaining transparency in our pricing, investment products, and digital platform access.
2. Responsible Market Conduct
We conduct regular internal reviews to assess compliance with Articles 101 and 102 of the Treaty on the Functioning of the European Union (TFEU), which prohibit anti-competitive agreements and abuse of dominant market positions. Our policies ensure that Neo Finance acts as a neutral, transparent market participant serving clients, not competitors.
3. Collaboration and Reporting
Neo Finance supports DG Competition’s initiatives by: Sharing market insights related to financial technology, payment systems, and digital competition trends. Participating in industry consultations and compliance dialogues with European regulators. Cooperating with competent authorities if potential anti-competitive risks are identified within the market.
4. Ethics and Corporate Governance
Our Code of Conduct and internal compliance framework are designed to uphold ethical behavior, anti-bribery, and anti-corruption standards in line with EU expectations. Employees receive regular training on: The basics of EU competition law. Recognizing and preventing market manipulation. Maintaining confidentiality in data exchange and industry discussions.
5. Innovation and Consumer Protection
Neo Finance supports DG Competition’s digital and financial innovation agenda, ensuring that new technologies — such as open banking, AI-driven risk management, and blockchain-based payment systems — are implemented fairly, securely, and inclusively. This guarantees that innovation benefits consumers, businesses, and governments equally, fostering a sustainable European digital economy.

Why This Cooperation Matters

A strong, competitive financial market is essential for consumer protection, innovation, and economic stability.
The partnership between Neo Finance and DG Competition helps ensure that:

 

ObjectiveOutcome
Prevent monopolistic or collusive behaviorEncourages open competition and innovation
Maintain transparency in financial productsBuilds consumer trust and confidence
Align business practices with EU lawEnsures compliance and market fairness
Promote sustainable competitionSupports long-term economic growth and digital development

By working in alignment with DG Competition, Neo Finance reinforces its reputation as a trusted, ethical, and transparent financial partner within the European Union.

A Shared Vision for Fair Markets

Neo Finance and DG Competition share a common goal — a European marketplace where fairness and innovation coexist.
Together, we support a financial system that:

  • Rewards innovation and performance, not market dominance.
  • Protects consumers from anti-competitive practices.
  • Promotes cross-border cooperation and responsible growth.

This partnership underscores our dedication to ensuring that every Neo Finance product and service contributes to a fair, balanced, and competitive European economy.