Online and mobile banking
At Neo Finance, your financial safety isn’t an afterthought; it’s the foundation of everything we do.
In an age where digital banking moves at lightning speed, trust has become the most valuable currency. While technology enables convenience, it also demands responsibility. That’s why we’ve created Bank Compensation Insurance — a robust protection system designed to ensure that your money remains safe, even if the unimaginable occurs.
No matter what happens in the global financial system, your deposits, balances, and transfers stay protected. Because at Neo Finance, your wealth isn’t just managed; it’s safeguarded, insured, and guaranteed.
Bank Compensation Insurance is Neo Finance’s advanced financial protection policy created to guarantee your funds remain secure and reimbursable, even in extreme or unexpected banking scenarios.
This policy activates in cases such as:
If any of these rare events occur, Neo Finance’s compensation framework ensures your insured funds are returned safely and efficiently, no uncertainty, no delay, no risk to your peace of mind.
It’s a safety net that sits quietly behind every transaction, protecting your future with every deposit, every transfer, and every decision you make.
Trust in banking is built not only on performance but on protection.
While global standards provide limited safety nets, they rarely account for larger portfolios, cross-border transactions, or real-world disruptions.
Neo Finance Bank Compensation Insurance bridges that gap.
It extends protection beyond basic guarantees to cover modern banking realities, providing you with comprehensive reassurance that your financial wellbeing is never left to chance.
This isn’t simply about coverage; it’s about confidence, continuity, and control.
When you bank with Neo Finance, you’re protected against more than loss — you’re protected against uncertainty.
Your protection is powered by a dual-layer security framework combining regulatory compliance with Neo Finance’s proprietary safeguards.
As mandated by the European Union’s Deposit Guarantee Scheme, all Neo Finance clients automatically benefit from national deposit protection programs. This ensures a minimum level of protection for all personal and business accounts.
Beyond the statutory layer, Neo Finance introduces an enhanced protection system — one that extends beyond standard legal limits and adds institutional strength to your security. This advanced layer safeguards your funds in cases of insolvency, fraud, operational errors, or cyber disruption, ensuring a fast, verified, and direct reimbursement process through our trusted reinsurance and client compensation partners.
| Category | Coverage Details |
|---|---|
| Protected Events | Insolvency, operational failure, internal error, theft, cybercrime, or system outage |
| Coverage Availability | Applicable to both personal and business clients |
| Reimbursement Currency | Paid in EUR, converted from any account currency at the time of compensation |
| Compensation Timeline | Funds reimbursed within 15–30 business days following validation |
If a financial institution experiences distress or insolvency, Neo Finance’s response is immediate, transparent, and client-first.
Instant Activation: Once insolvency or disruption is confirmed, the compensation process is triggered automatically.
Verification and Oversight: Independent auditors and authorities review all client balances and confirm insured eligibility.
Reinsurance Coordination: Global reinsurance partners release secured client funds from segregated reserves.
Direct Reimbursement: Eligible clients receive insured funds directly into their verified accounts.
Even if the unexpected occurs, your financial continuity remains uninterrupted — because Neo Finance has already planned for every scenario.
When you choose Neo Finance, you choose a bank where safety and innovation work hand in hand. We don’t wait for problems — we build protection in advance to keep your finances secure.
With Bank Compensation Insurance, you benefit from dual-layer coverage, top-tier reinsurance partnerships, proactive monitoring, 24/7 global support, and complete transparency.
Neo Finance isn’t just a digital bank — it’s a financial fortress built on trust, technology, and integrity. Because real banking isn’t just about managing money; it’s about protecting it.
Traditional banks often stop at the legal minimum. Neo Finance goes further, offering a protection standard designed for a modern, borderless, and digital world.
Our Compensation Insurance covers:
Funds exceeding standard guarantee thresholds
Active and pending transfers
Operational failures and technical errors
Fraud-related or cyber incidents impacting client balances
We believe that transparency builds confidence. That’s why every element of Neo Finance’s Bank Compensation Insurance is clear, regulated, and verifiable. With Neo Finance, you always know what’s protected, how coverage is activated, when reimbursement occurs, and who manages the process. Every layer of our protection ecosystem from local regulators to reinsurance partners — is independently audited and continuously monitored. It’s not just insurance; it’s accountability engineered into your banking experience.
Protection that extends beyond legal deposit thresholds
Coverage that remains active even in institutional failure
Backed by global financial protection partners
No additional setup; protection begins the moment you bank with Neo Finance
Your wealth represents years of effort, foresight, and ambition. It deserves protection that’s as strong as your commitment to your future. Neo Finance Compensation Insurance ensures that no matter what happens, your trust, your assets, and your peace of mind remain completely intact. Our mission is simple: to protect your money, to uphold your confidence, and to secure your financial future, today, tomorrow, and always.
Neo Finance Compensation Insurance Security. Integrity. Assurance built into every account.
